Getting Paid

How to get credentialed with insurance companies

Credentialing is the gate to in-network reimbursement. Here's the exact process, in order, and what makes it move faster.

By Level Up Compliance · Updated May 2026 · ~6 min read

To get credentialed with insurance companies you (1) gather your provider and facility documentation, (2) build and attest a CAQH profile, (3) submit each payer's credentialing application, (4) complete the payer's verification and respond to any requests, and (5) once approved, sign the participating-provider contract to go in-network. Each payer runs its own process, so credentialing typically takes about 90 to 150 days per insurer.

Step by step

  1. Gather documentation

    Licenses, accreditation, malpractice/liability insurance, NPI, tax ID, and provider CVs. A complete packet is the single biggest factor in speed.

  2. Set up and attest CAQH

    Most payers pull from your CAQH ProView profile. Keep it accurate and re-attested so applications don't stall.

  3. Apply to each payer

    Submit credentialing applications to the insurers whose members you want to serve. Prioritize the largest commercial payers in your market.

  4. Verification & follow-up

    Payers verify your credentials and may request more information. Consistent follow-up is what keeps applications from sitting idle for weeks.

  5. Approval & contracting

    Once credentialed, you finalize the participating-provider agreement and become in-network — then you can bill.

Credentialing is the verification step; contracting is the agreement. See the bigger picture in our insurance credentialing guide, and let us run the whole process through our insurance contracting service.

Frequently asked questions

How do you get credentialed with insurance companies?

Gather your documentation, build and attest a CAQH profile, submit each payer's credentialing application, complete verification and respond to requests, and once approved sign the participating-provider contract to go in-network.

How long does it take to get credentialed?

Credentialing typically takes about 90 to 150 days per payer, because each insurer runs its own application, verification, and approval process. Complete applications and consistent follow-up shorten the timeline.

What is CAQH and do I need it?

CAQH ProView is an online profile most payers use to pull a provider's credentialing information. Maintaining an accurate, attested CAQH profile prevents many common credentialing delays.

Do I credential before or after contracting?

Credentialing generally comes first. The payer verifies your qualifications through credentialing, and only then is the participating-provider contract that sets your reimbursement finalized.

Related guides

Insurance Credentialing

What credentialing is and how long it takes.

What Is Utilization Review?

How payers decide what care they'll cover.

How to Open a Rehab Center

The full sequence from level of care to opening.

Want this handled for you?

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